5 Great Tips On Avoiding Internet Scams
There are multiple ways you can get scammed online. Heck, even buyers scam companies and it happens everyday! Have you ever heard of clickbank? well it’s an affiliate program that promotes many digital products. If you buy something via clickbank, you can always be sure you will get a refund if you are in any way unhappy with the program you purchased. Unfortunately, there are some people that make a living out of buying online products then asking for a refund. In the past, many were doing this and obtaining lots of valuable free software. We are talking about hundreds of dollars worth. However, after these serial shoppers did it so much, the companies like clickbank caught on to them and started banning them. Paypal has done this as well. If you make a habit of chargebacks or asking for refunds via paypal, you can get your account shut down. This is why nowadays many online software companies added license keys to their products, so if you ask for a refund, they lock you from using their product anymore. So, the bottom line is, thieves come from all over, not just online businesses. A thief is a thief no matter if they are a buyer or a seller.
Beware Of Email Scams
If you have a bank account, are a paypal owner or have anything online you ALWAYS need to beware of phishing and hacker emails. These are emails that pose as your bank or your paypal institution and will say things like “your account has been closed” or there is suspicious activity going on in your account and will ask you to “click here.” Do NOT EVER click on anything in an email unless you know who it’s from.
FACT: Paypal will NEVER ask you to click on anything in an email.
Ways to spot a fake paypal phishing email
1. They often will not call you by your real name (although some do so still be weary)
2. They will ask you to click on a link to verify something or to access your account (Always go to paypal from your browser and NEVER from an email)
3. It will look different, the wording may sound a little fishy or they will call you mam or sir.
4. Check the actual address it’s coming from. The url will usually be a sign, it will be a bit different from the real paypal address.
5. Most of the time a fake paypal will show up in your SPAM/BULK folder and not your actual inbox.
Wells Fargo and Other Banking Scams Via Your email
NEVER and I mean NEVER access your bank account or give ANYONE your account information that says they are from your bank in an email. I get these emails all the time. They look very real and they will tell you that someone may have gotten access to your bank account but in truth they are trying to get you to enter your account details. Be very careful.
Other Email Scams
Especially when you are active in your email or if you do any type of online business is when you will get a large number of these emails. You always have to be on guard when opening emails. NEVER open an attachment unless you know who it’s from and you trust them. This is one of the #1 ways these scumbags send viruses to innocent victims. Some do it to hack into your computer and some of those jerks actually just do it for fun!
The “Friends” Letter
There are also what is called the “Friends” letter. Many times you will receive an email from someone saying they are looking to meet you, they found you on some site and are interested in you or getting to know you. do NOT fall for this. These are nothing but hackers trying to steal from you in one way or another.
The “Please Help Me” Letter
There’s also the letter where someone gives you a long drawn out story about how they were robbed or abused or abandoned and they are in desperate need of money and will beg you to send them some money via western union to help them. They will tell you they have no one else and prey on your good heart. do NOt fall for this! It is nothing but another scam to get your money!!!!
The “Help Me Transfer 30 Million Dollars” Letter
Here we go again. Another typical scam from mostly Nigerians. This is quite an elaborate scheme explaining to you how the person received an inheritance and try and convince you to help them get the money out and you will receive a huge reward for helping them (millions – YEAH RIGHT!) As silly as it sounds, many people fall for these scams everyday and that’s why they continue. It’s very sad because some people are either just naive or mentally incapable of making rash decisions for themselves. Imagine if your elderly dad with dementia likes to play on the computer and he came across these emails. Him being in the state of mind he’s in, he just may believe something like this and as a matter of fact it happens all the time. These scammers will suck the person dry by convincing them to send them money and they will prey on the same people (usually elderly) again and again. If your mom your dad or anyone you love goes on the internet, warn them of these things. It doesn’t hurt to just spread the word!